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Home loans simplified

Your hometown mortgage experts!

Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.

First-Time Home Buyers

Buying your first home? We offer the guidance you need to get started.

Mortgage Walkthrough Guide

Get educated! Learn exactly what occurs in every step throughout the mortgage process.

Mortgage Calculator

How much can you afford? What does that monthly payment look like? Find out here.

Home Loan Options

We’re here to help you figure out which mortgage best fits your unique financial picture.

Get started by using one of our FREE tools!

2021 Best of The Best in Lake County

Mortgage Financial Group, Inc.

NMLS #219650

Mortgage Financial Group, Inc. is a privately owned Mortgage Banker with its corporate office headquartered in Tavares, FL. The company was opened in November 2003 by John Ardito who has over 30+ years in the mortgage industry.   

Being a licensed mortgage banker, Mortgage Financial Group, Inc. is a full- service lender in that it originates, processes, underwrites, and closes loans, all in house, enabling itself as a competitive alternative to the banking industry.  Although many companies did not survive the mortgage meltdown of 2008, Mortgage Financial Group, Inc. continued to thrive based on its prudent underwriting and ability to adapt.

Offering a complete line of mortgage products including FHA, VA, USDA, Conventional, Non-QM, Construction and Home Equity Lines, we have a loan type for most situations.  Our professionals educate and provide options for borrowers to make choices that are right for them and their budgets.

We are a family at Mortgage Financial Group, Inc. with one goal; make the loan process as smooth and seamless as possible.  We live by 3 principles:

  • Listen with Curiosity – We don’t push an agenda, we listen to your situation and offer options that will work for you.
  • Speak with Honesty – We “give it to you straight”.  No surprises at closing.
  • Act with Integrity – Our word is our bond.  The greatest compliment you can give us is your referral of friends or family.  We understand what that means. 742 7900
2021 Best of The Best in Lake County

Why work with us?

We truly care about what is best for you! From pre-approval to closing, our goal is to provide you with the best service while saving you money. We provide a completely customized experience, and will find the right loan program and best terms for you.

The most important part of our success is our clients and real estate agents who trust us every day to educate and advocate for them in the mortgage process. We have multiple loan products, giving our clients more options, competitive rates, and low fees. We are passionate about providing great customer service.

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Mortgage Loan

How the process works



There are a few critical documents we will need to verify to start your process.



The appraisal ensures the home you are buying is worth the price that is being offered.


Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.


Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.


Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.



Signing the final documentation and receiving the keys to your new home!